No Win No Fee

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  1. Checking Insurance
    When you contact us we will firstly check whether you may already have some insurance cover which could pay for your case. Many insurance policies and financial products provide legal cover and most of the people who have the policies are not aware of it. We are required by law to check whether you have any such legal cover before we enter a No win No fee Agreement.

  2. No Win No Fee
    Once we have checked that you don’t already have any legal cover for your case we will assess whether your claim is strong enough for a No win No fee agreement. The reason we have to check the strength of the case is because the risk of losing is being taken by our firm. Therefore, if the case fails, we will be paid nothing for the work we have undertaken. If the case is successful we are entitled to claim our ordinary costs plus an added success fee. Fortunately, both these amounts are payable by the losing party. This means that even though you haven’t had to pay anything as the case goes along you will still retain 100% of your compensation. We will be happy because we will have been paid for our normal time plus an extra amount to cover the risk of the case failing. In this way solicitors cover those cases they lose out of those cases they win but the client pays nothing.

  3. Insurance Cover
    In most cases we do not advise our clients to purchase insurance at the start of the case since there is a strong chance that responsibility will be admitted for the accident. Once responsibility is admitted you have effectively won and it is only a question of deciding how much compensation you are entitled to. If the other party denies responsibility for your accident then you may have to issue court proceedings. If you issue court proceedings, you would have to pay the other side’s legal costs if you lost. Therefore at that stage we would arrange for you to obtain a policy of insurance which would cover those costs. Fortunately, these type of insurance policies work on a No win No fee basis as well. This means that you have nothing to pay for them up front and if the case isn’t successful the insurance policy pays off itself and the other side’s legal costs. The reason the insurance policy can do this is because the cost of the insurance is recoverable if you win. Therefore like the solicitors firms the insurance companies win enough of the cases so they can afford to pay for the losers out of those winning cases. Once again, we can guarantee that there will be no deduction from your damages for the cost of any insurance policy.